Every driver wants to get the cheapest car insurance possible. While it’s easily said, not everyone understands how to go about this. And they are not to blame since a lot of things go into the premiums you pay for your auto insurance policy. That’s why due diligence is essential before taking up insurance coverage for your car.
But it doesn’t mean you should struggle to get cheap car insurance. Now more than ever, there are numerous things you can do to ensure you enjoy money-saving benefits on your policy. Here are out top tips and tricks to find the cheapest cover.
Check If You Can Save By Adding a Responsible Driver to Your Policy
When getting car insurance quotes online, it is always trial and error that drives down the price, rather than logic. Furthermore, different insurance agencies respond in different ways. For this reason, it becomes a case of trying different quotes and seeing what happens.
Here is a trick to try; adding an extra ‘responsible’ driver to your auto insurance policy. While it sounds counter-logical, it has the potential to reduce rather than increase your cost. It just has to be someone who would reasonably drive your car.
Get Insurance Quotes about 23 Days before You Need the Policy to Start
An important point to always remember is that your renewal notice from your insurance agency always shows the new price for next year. It’s usually sent around 28 days before your current policy expires. If you choose to do nothing, it’ll automatically renew at that new price. That’s why it always pays off to have your renewal date in your diary to take action.
To get cheap car insurance quotes, be sure to request them at least 23 days ahead of your renewal date. After all, the cover becomes more expensive the closer you get. That’s because it shows insurance agencies, you’re a bit disorganized. But getting quotes too early can also push the average price up since likely as fewer insurers will provide car insurance quotes that early.